CA Lic #926629
SMART HOME PLUMBING · SAN DIEGO COUNTY
Stop water damage before it starts. We install every major insurance-approved smart shutoff valve across San Diego County — FloLogic, Moen Flo, Phyn Plus, StreamLabs, LeakSmart, and Leak Defense. One installation can save $400–$500/yr on your homeowner's premium.
📞 Call (619) 843-6692 🤖 Free AI EstimateCA Lic #926629 · Licensed & Insured · Serving SD Since 2008
⚠️ California Insurance Alert: Major carriers including Chubb, Farmers, and Nationwide are now requiring smart water shutoff valves on some San Diego policies — or risk higher premiums and non-renewal. Call (619) 843-6692 to find out if your carrier requires one.
Most San Diego homeowners have smoke detectors, security cameras, and deadbolts — but nothing protecting them from the #1 cause of home insurance claims: water damage.
A smart shutoff valve installs on your main water line and monitors your home 24/7. If it detects a leak, burst pipe, or unusual water flow — it automatically shuts off your water before thousands of dollars in damage can occur.
We'll help you match the right device to your home, pipe size, and insurance carrier — then install it correctly so your discount activates without issues.
The commercial-grade choice preferred by Chubb, AIG, and PURE for high-value homes. Uses EverWatch™ flow-sensing technology to detect leaks as small as ½ oz/minute. Cast bronze construction with battery backup — works even during power outages. Made in the USA with a 5-year warranty.
Preferred by: Chubb · AIG · PURE · State Farm · Cincinnati Insurance
The best all-around choice for most San Diego homes. MicroLeak™ AI technology learns your home's water habits and detects leaks as small as one drop per minute. Available in three pipe sizes, real-time app alerts, and optional FloProtect plan ($5/mo) adds extended warranty and up to $5,000 in deductible coverage.
Approved by: Chubb · Farmers · State Farm · Safeco · Amica · Travelers
Rated the most accurate whole-home leak detector available. Uses patented ultrasonic pressure-wave technology measuring 240 times per second — identifying the unique pressure signature of every fixture in your home. No monthly subscription required. 25% smaller than original design for tight installation spaces.
Approved by: Nationwide · AIG · Amica · Chubb · Cincinnati Insurance
Unique clamp-on ultrasonic design that installs without cutting your pipe — ideal for condos, renters (with permission), or homes where minimal disruption is a priority. Monitors flow, pressure, and temperature. Chubb and Travelers approved.
Approved by: Chubb · Travelers
Sensor-triggered system that shuts off water in under 5 seconds when moisture is detected. Works with SmartThings, Alexa, and Google Home. Great for targeted protection in specific areas like under-sink, laundry, or water heater zones.
Approved by: Multiple carriers — verify with your agent
A flow-based whole-home system with optional 24/7 professional monitoring. Particularly favored by Chubb and Cincinnati Insurance for high-value homes. Provides detailed flow analytics and integrates with home automation and security systems.
Approved by: Chubb · Cincinnati Insurance
* Device retail prices are manufacturer MSRP. Total installed cost includes labor and varies by pipe size, access, and home configuration. We provide an exact quote before any work begins. Prices last verified May 2026.
Match your carrier to the approved device — then call us to schedule installation. Always confirm current discount availability with your agent, as programs vary by policy.
| Insurance Carrier | FloLogic | Moen Flo | Phyn Plus | StreamLabs | Leak Defense | Discount / Benefit |
|---|---|---|---|---|---|---|
| Chubb | ✓ Preferred | ✓ | ✓ Preferred | ✓ | ✓ Preferred | Premium discount + device discount |
| Farmers | ~ Verify | ✓ Encouraged | ~ Verify | ~ Verify | ~ Verify | Premium discount available |
| Nationwide | ~ Verify | ~ Verify | ✓ Partner | ~ Verify | ~ Verify | Up to 15% savings on device |
| AIG Private Client | ✓ Preferred | ~ Verify | ✓ | ~ Verify | ~ Verify | May be required for high-value homes |
| Safeco / Liberty Mutual | ~ Verify | ✓ Partner | ~ Verify | ~ Verify | ~ Verify | Installation bundle + discount |
| Amica | ~ Verify | ✓ | ✓ | ~ Verify | ~ Verify | Device discount codes provided |
| Cincinnati Insurance | ✓ | ✓ | ✓ | ~ Verify | ✓ | 2–8% premium discount |
| Travelers | ~ Verify | ✓ | ~ Verify | ✓ | ~ Verify | Premium discount for water devices |
| USAA | ~ Verify | ~ Verify | ~ Verify | ~ Verify | ~ Verify | Connected Home program discounts |
| State Farm | ✓ | ✓ | ~ Verify | ~ Verify | ~ Verify | Discount varies by agent/policy |
✓ = Publicly documented approval or partnership. ~ = Accepts smart shutoff devices — verify specific model with your agent. Always confirm with your insurance agent before installation. Last updated May 2026.
Many homeowner insurance providers now offer discounts of $400–$500 off your annual premium when you install a certified automatic water shutoff system. Some newer policies are beginning to require them.
After every installation, we provide a signed verification letter documenting the device, install date, and our CA license number — exactly what your carrier needs to activate your discount.
What we provide after installation:
Every photo below is a real job completed by Tri Express Plumbing — not stock photos.
BEFORE — Existing main line, no leak protection
AFTER — Moen Flo installed, 24/7 protection active
This Poway installation took under 2 hours. The homeowner now has real-time leak monitoring and qualifies for an insurance premium discount.
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"My Chubb agent told me I needed to install an approved smart water valve or face a significant premium increase. Tri Express installed the FloLogic system the same week. They handled everything — assessment, installation, app setup, and provided the verification letter Chubb needed. My discount activated on my next renewal."
— Verified Customer, Rancho Santa Fe, CA
Major carriers including Chubb, AIG, and Farmers are increasingly requiring or incentivizing them — especially on high-value homes. Call your agent to confirm, or call us at (619) 843-6692 and we'll help you ask the right questions.
Total cost including device and labor typically runs $800–$2,800 depending on brand and pipe size. Moen Flo and Phyn Plus are the most affordable at $800–$1,200 installed. FloLogic is the premium option starting around $2,500+ installed. With $400–$500/yr in insurance savings, most homeowners recover the cost in 2–4 years.
For most San Diego homes — Moen Flo. Great balance of features, price, and app quality. For highest accuracy — Phyn Plus. For high-value homes with Chubb/AIG — FloLogic. For condos or minimal disruption — StreamLabs. We'll recommend the right one during your free consultation.
Not a problem — we handle interior wall installations regularly. We create a clean access panel so the valve remains accessible for future service. We've completed this type of installation throughout San Diego County.
Yes — most carriers require professional installation by a licensed plumber to activate your discount. DIY installs typically do not qualify. We provide a signed verification letter with every job. CA License #926629.
Yes — we'll install any approved device you've already purchased, including FloLogic, Moen Flo, Phyn Plus, StreamLabs, LeakSmart, or Leak Defense. Call (619) 843-6692 to confirm compatibility before scheduling.
Call for a free consultation. We'll assess your main line, recommend the right device for your carrier, and give you an upfront price — no surprises.
📞 (619) 843-6692 🤖 Free AI EstimateSame-day service available · CA Lic #926629 · Serving San Diego County Since 2008